U.S. TAX RETURNS

U.S. Tax Returns in Embrun & Ottawa

U.S. tax filing support for Americans living in Canada, Canadians with U.S. income or property, and cross-border situations that require coordinated reporting on both sides of the border.

01 Coordinated Tax Support
02 Complete Documentation
03 Direct CRA Communication
Professional Canadian tax support with clear, personal communication.
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    For Americans in Canada and Canadians with US Income

    The United States taxes its citizens on worldwide income no matter where they live — so if you are a US citizen or green card holder in Canada, you have a US filing obligation every year on top of your Canadian return. We prepare US returns (1040 and 1040-NR), FBAR filings, and treaty forms intended to prevent double taxation. We also work with Canadians who own or sold US property, or who spend enough time in the United States to trigger a filing requirement.

    What’s included

    • US federal returns — form 1040 for citizens and residents, 1040-NR for non-residents.
    • FBAR (FinCEN 114) and form 8938 where foreign accounts require it.
    • Form 2555 or form 1116 where applicable.
    • Form 8840 for snowbirds, claiming the closer connection exception to Canada.
    • Streamlined Filing Compliance Procedures if you are behind on US returns.
    • ITIN applications on form W-7 for spouses and dependants without a social security number.
    • Your Canadian return prepared alongside it, so both are consistent.

    Who this is for

    • US citizens and green card holders living in Canada.
    • People born in the US who left as children and have never filed.
    • Snowbirds spending winters in the United States.
    • Canadians who own US rental property.
    • Canadians who sold US property and had withholding at closing.
    • Anyone with bank or investment accounts on both sides of the border.

    What it costs

    Every situation is different, so rather than posting a flat price list we look at your full picture first — how many
    years, what type of return, how complex the business is — before we tell you what it will cost.
    Book a free consultation and we will tell you exactly what your situation involves and what it costs. No surprises,
    no obligation.

    How it works

    1. Free 15-minute call. Tell us your situation.
    2. Send your documents. Drop them at the Embrun office or send them securely online.
    3. We prepare and review. You see the work before filing.
    4. We file and follow up. We deal with the next steps and CRA correspondence where applicable.

    Serving Embrun, Ottawa and Eastern Ontario

    We work with clients across Embrun, Russell, Casselman, Limoges, Crysler and Winchester, and throughout Ottawa including Kanata, Stittsville and Richmond. Our office is in Embrun Plaza on Notre Dame Street. If you are not nearby, many matters can be handled remotely.

    Common questions

    Frequently Asked Questions

    I am a US citizen living in Canada. Do I really have to file US taxes?

    Yes. The US taxes based on citizenship, not residence — you file every year regardless of where you live or where the income was earned. In most cases you will not owe anything, because the foreign earned income exclusion and foreign tax credit offset the Canadian tax you have already paid. The filing is still required.

    I have not filed US taxes in years. How much trouble am I in?

    Usually less than you fear. The IRS Streamlined Filing Compliance Procedures exist for people whose failure to file was not wilful — typically three years of returns and six years of FBARs, with penalties waived.

    How many days can I spend in the US before it affects my taxes?

    The Substantial Presence Test counts this year’s days plus fractions of the previous two. Many snowbirds cross the threshold without realising. Filing form 8840 each year claims the closer connection exception to Canada.

    I sold a US property and 15% was withheld. Can I get it back?

    That is FIRPTA withholding, taken on the gross sale price rather than your gain, so it is usually far more than the actual tax. Recovering the excess means filing a US return.

    What is an FBAR and do I need one?

    It is a report of foreign financial accounts, required if your combined balances exceed $10,000 USD at any point in the year. It is separate from your tax return and the penalties for missing it are steep.

    Your next financial step starts with a conversation.

    Book a free 15-minute call. No obligation — we will tell you exactly what your situation involves before you commit to anything.

    Get Your Free Consultation

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